Payment Methods

Transaction Security

At tabaccheriaguzzi.it, payment security is a top priority. All transactions are protected via an SSL/TLS encrypted connection: this means that any sensitive data you enter (card number, cardholder name, billing address, etc.) is transmitted in encrypted form and cannot be intercepted by third parties. You can verify this protection directly via the padlock icon in the browser bar and the ‘https’ prefix, which indicates a secure connection.

We accept the main electronic payment methods, such as credit and debit cards from the most widely used networks, as well as secure digital solutions such as PayPal, and – if you prefer – bank transfer. Card payments are processed via PCI-DSS-certified payment gateways, the most stringent international standard for card data protection. Where available, we also use additional authentication systems (3D Secure / Strong Customer Authentication), which require confirmation of the transaction via a bank app or SMS, drastically reducing the risk of unauthorised card use.

Tabaccheriaguzzi.it never stores your card details directly on its servers: payment information is handled exclusively by external payment providers, who operate using highly secure banking infrastructure. Furthermore, every order undergoes automatic anti-fraud checks to identify suspicious behaviour. In this way, we guarantee a quick and easy shopping experience, but above all a secure one, protecting both your personal data and the value of your order.

Credit Card (Visa, MasterCard, American Express, PostePay, etc.)

This shop uses Stripe for online credit card payments. If you choose to pay in this way, once you have added the items you wish to purchase to your cart, the shop will redirect you to an order summary page, which shows the total order amount and an ‘Order’ button that takes you to Banca Sella’s payment page; The payment page will display the transaction amount in a dedicated form, whilst the customer is responsible for entering their credit card number, expiry date, cardholder’s name and an email address.

All of this takes place securely (Banca Sella uses a secure server employing the 128-bit SSL3 protocol), providing complete assurance for the buyer; To request authorisation, Banca Sella collects the transaction details and submits them to the international authorisation networks, in the same way as for transactions carried out at physical POS terminals;

Via the international payment networks, the card-issuing bank is contacted and a positive or negative response to the authorisation request is obtained; the response is communicated to Banca Sella, after which the server redirects the buyer back to the shop to display a confirmation page informing them whether their order has been confirmed or not;

To communicate the outcome, the Stripe server sends two emails: one to the merchant and one to the customer, summarising the transaction details (shop ID, date and time of the transaction, amount, outcome).

At no point during the purchase process are we able to access the buyer’s credit card details, which are transmitted via a secure connection directly to the website of the bank handling the transaction. We cannot therefore be held liable under any circumstances for any fraudulent or unauthorised use of credit cards by third parties when paying for products purchased on the website.

Payment via PayPal

When purchasing goods using PayPal as the payment method, PayPal will immediately debit the amount relating to the purchase upon completion of the online transaction.

In the event of an order cancellation, whether initiated by the Customer or due to our failure to accept the order, the amount relating to the cancelled goods will be credited back to the Customer’s PayPal account at the time of cancellation.

The time taken for the amount to be credited back to the payment method selected within the PayPal account depends solely on PayPal and the banking system. At no stage during the purchase process are we able to access information relating to the buyer’s credit card or other payment methods selected within the PayPal wallet.

Advance Bank Transfer

In the case of payment by advance bank transfer, the items ordered by the Customer will be reserved until proof of the transfer has been received or the amount has been credited to our account.
The items ordered will only be dispatched once the amount due has been credited to our bank account. (This generally takes a maximum of approximately 3 working days.)

The bank transfer must be made payable to:

• IBAN: IT77V0503433161000000017103
• Bank: BANCO BPM
• Branch: Gorgonzola
• Company: GUZZI Sas di Bigatti A. - Piazza Italia 20 - 20064 Gorgonzola (MI)
• SWIFT Code: BAPPIT21AC1
• Reason for payment/Bank Transfer Details: Order Number

To speed up the dispatch of your goods, you can make an Instant Bank Transfer and contact us via the contact form to let us know that payment has been made.